Consolidating Debts

I have been searching for alternatives to lower our family debt levels and save us some money. In these tougher economic times it is important for all of us to be as aware of our credit and debt information as possible. When looking for visa credit card application it's important for you to get the right one for your current situation. You need to know what it is you want in a credit card before you apply. There are sites that can help you sort through all the information to find out your best options. If you are looking to consolidate debt from higher interest rate cards you may want to look into a o% APR Balance Transfer . If you are planning on using your card for daily activities and paying it off regularily you might want to look into a card that has a rewards points program attached with it. If you are thinking you might carry a balance perhaps a card that offers a low interest rate would be better for your needs. The best advise I can offer for anyone is to do your homework first before you get into applying for cards.